The Machine That Controls Your Financial Future
Imagine a machine with the power to shape your future financial life and control your precious time. This machine could influence your ability to take vacations, graciously donate, build your dream home, purchase that car, or focus your energy on what you value most in life.
If you had confidence that this machine worked—and you supported it along the way—it could empower you to live the life you desire in your retirement years. What would a machine like that mean to you? What would it be worth to your spouse, your kids, and your grandkids?
The Importance of Trusted Maintenance
Now for the tougher questions: how important would it be to have a trusted, knowledgeable person ensuring that this machine continues to run as hard as you do? If there was ever an issue, you’d want confidence it was being handled. If it needed repairs, you’d know who to call. If you were concerned, there would be someone you trust to answer your questions. If your goals changed, a qualified professional would help adjust the machine so it still aligns with your aspirations.
Would you have the time, knowledge, and experience needed to manage the machine yourself? Would you trust it to someone who doesn’t know you or isn’t aware of your goals and situation? If not, you’re not alone.
The Machine Is Your Retirement
By now, you’ve probably realized that the “machine” is a metaphor for your retirement investments. While your accounts aren’t tangible like a physical machine, they demand the same level of expertise and attention to keep running smoothly. That’s where a team like Aligned Wealth Group comes in.
A Unique Opportunity for University of Missouri Employees
As an employee at the University of Missouri, you have access to an incredible wealth-building opportunity through the university’s retirement program. Mizzou currently matches your contribution dollar-for-dollar, up to 8%. That means potentially up to 16% of your salary is invested annually if you maximize the match.
It’s important, however, to ensure that your investments align with your long-term aspirations and that you have trusted guidance during volatile market periods. Even the most seasoned travelers would be lost without a map—and the same goes for navigating retirement planning.
Guiding You Through the Journey
At Aligned Wealth Group, we help you create a plan that’s truly one-of-one—tailored to your unique goals and situation. But developing the plan is only half the battle. A trusted advisor can help execute that plan and keep you on track toward the retirement you envision.
Better yet, Aligned Wealth Group can work directly within your University of Missouri retirement plan through Fidelity’s Self‑Directed Brokerage Account (SDBA) option. This feature allows you to go beyond the standard lineup of Fidelity target‑date or proprietary funds and access a broader selection of funds, stocks, and bonds. The result is more flexibility and more opportunity to design a portfolio that reflects your personal goals.
Expanding Your Financial Toolbox
Think of it this way: if the only tool you’re offered is a hammer, every financial need starts to look like a nail. With an SDBA, you gain access to a full toolbox of investment choices—empowering you to craft a retirement strategy as unique as you are.
Ready to Explore Your Options?
If reading this sparks more questions than answers, that’s perfectly normal. The Aligned Wealth Group team is here to provide clarity on the SDBA window within the University of Missouri plan and help determine if it’s the right fit for you.
To learn more or schedule a conversation with one of our advisors, contact our office today. We’d be honored to help you keep your “retirement machine” running smoothly for years to come.
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